*{margin:0;padding:0;box-sizing:border-box}
:root{--primary:#1a5276;--accent:#e74c3c;--accent-hover:#c0392b;--light:#f8f9fa;--dark:#2c3e50;--green:#27ae60;--gold:#f39c12;--text:#333;--radius:12px}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Oxygen,sans-serif;color:var(--text);line-height:1.6}
img{max-width:100%;height:auto}
a{text-decoration:none;color:inherit}
.container{max-width:1100px;margin:0 auto;padding:0 20px}

/* HEADER */
header{background:var(--primary);color:#fff;padding:0;position:sticky;top:0;z-index:100;box-shadow:0 2px 10px rgba(0,0,0,.15)}
.header-top{background:rgba(0,0,0,.15);padding:6px 0;font-size:.82rem}
.header-top .container{display:flex;justify-content:flex-end;align-items:center;gap:20px}
.header-top a{color:rgba(255,255,255,.9)}
.header-top a:hover{color:#fff}
.header-main .container{display:flex;justify-content:space-between;align-items:center;padding-top:12px;padding-bottom:12px}
.logo{font-size:1.3rem;font-weight:700;letter-spacing:-.5px;color:#fff}
.logo span{color:var(--accent)}
nav{display:flex;gap:6px;align-items:center}
nav a{color:#fff;font-size:.9rem;font-weight:500;padding:8px 14px;border-radius:6px;transition:background .2s}
nav a:hover,nav a.active{background:rgba(255,255,255,.15)}
.btn-header{background:var(--accent) !important;color:#fff !important;font-weight:600;transition:background .2s}
.btn-header:hover{background:var(--accent-hover) !important}
.mobile-toggle{display:none;background:none;border:none;color:#fff;font-size:1.5rem;cursor:pointer}

/* HERO */
.hero{background:linear-gradient(135deg,var(--primary) 0%,#1a6fa0 50%,var(--primary) 100%);color:#fff;padding:80px 0 60px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:0;left:0;right:0;bottom:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='2'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}
.hero .container{position:relative;display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
.hero h1{font-size:2.6rem;line-height:1.15;margin-bottom:16px;font-weight:800}
.hero h1 span{color:#f1c40f}
.hero .subtitle{font-size:1.15rem;opacity:.92;margin-bottom:24px;line-height:1.6}
.hero-badges{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:28px}
.hero-badges span{background:rgba(255,255,255,.15);backdrop-filter:blur(4px);padding:6px 14px;border-radius:20px;font-size:.85rem;font-weight:500;display:flex;align-items:center;gap:6px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.btn-primary{background:var(--accent);color:#fff;padding:14px 32px;border-radius:8px;font-size:1.05rem;font-weight:700;border:none;cursor:pointer;transition:all .2s;display:inline-flex;align-items:center;gap:8px;box-shadow:0 4px 15px rgba(231,76,60,.35)}
.btn-primary:hover{background:var(--accent-hover);transform:translateY(-2px);box-shadow:0 6px 20px rgba(231,76,60,.45)}
.btn-secondary{background:transparent;color:#fff;padding:14px 32px;border-radius:8px;font-size:1.05rem;font-weight:600;border:2px solid rgba(255,255,255,.4);cursor:pointer;transition:all .2s}
.btn-secondary:hover{border-color:#fff;background:rgba(255,255,255,.1)}
.btn-outline{background:transparent;color:var(--primary);padding:14px 32px;border-radius:8px;font-size:1.05rem;font-weight:600;border:2px solid var(--primary);cursor:pointer;transition:all .2s;display:inline-flex;align-items:center;gap:8px}
.btn-outline:hover{background:var(--primary);color:#fff}
.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;background:rgba(255,255,255,.1);backdrop-filter:blur(8px);border-radius:var(--radius);padding:28px;border:1px solid rgba(255,255,255,.15)}
.stat{text-align:center}
.stat-number{font-size:2rem;font-weight:800;color:#f1c40f}
.stat-label{font-size:.82rem;opacity:.85;margin-top:2px}

/* PAGE HERO (smaller) */
.page-hero{background:linear-gradient(135deg,var(--primary),#1a6fa0);color:#fff;padding:50px 0;text-align:center}
.page-hero h1{font-size:2.2rem;font-weight:800;margin-bottom:10px}
.page-hero p{opacity:.9;font-size:1.1rem;max-width:600px;margin:0 auto}
.breadcrumb{margin-top:16px;font-size:.85rem;opacity:.7}
.breadcrumb a{color:#fff;text-decoration:underline}

/* TRUST BAR */
.trust-bar{background:#fff;padding:20px 0;border-bottom:1px solid #eee}
.trust-bar .container{display:flex;justify-content:center;align-items:center;gap:40px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:8px;font-size:.9rem;color:#555;font-weight:500}
.trust-item .icon{font-size:1.3rem}

/* SECTIONS */
section{padding:70px 0}
.section-title{text-align:center;margin-bottom:50px}
.section-title h2{font-size:2rem;color:var(--dark);margin-bottom:10px;font-weight:800}
.section-title p{color:#666;max-width:600px;margin:0 auto;font-size:1.05rem}
.bg-light{background:var(--light)}
.bg-white{background:#fff}

/* CARDS */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:28px}
.card{background:#fff;border-radius:var(--radius);box-shadow:0 4px 20px rgba(0,0,0,.08);overflow:hidden;border:1px solid #eee;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-4px);box-shadow:0 8px 30px rgba(0,0,0,.12)}
.card-badge{background:var(--primary);color:#fff;padding:4px 12px;font-size:.75rem;font-weight:600;display:inline-block;border-radius:0 0 8px 0}
.card-popular .card-badge{background:var(--accent)}
.card-body{padding:28px}
.card-body h3{font-size:1.35rem;color:var(--dark);margin-bottom:6px}
.card-body .card-sub{color:var(--primary);font-weight:600;font-size:.9rem;margin-bottom:16px}
.card-features{list-style:none;margin-bottom:20px}
.card-features li{padding:6px 0;color:#555;display:flex;align-items:center;gap:8px;font-size:.92rem}
.card-features li::before{content:'✓';color:var(--green);font-weight:700}
.card-price{display:flex;align-items:baseline;gap:8px;margin-bottom:20px}
.card-price .price{font-size:1.8rem;font-weight:800;color:var(--dark)}
.card-price .price-detail{color:#888;font-size:.85rem}
.card .btn-primary{width:100%;justify-content:center;font-size:.95rem;padding:12px}

/* WHY US GRID */
.why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px}
.why-item{background:#fff;padding:28px;border-radius:var(--radius);text-align:center;box-shadow:0 2px 10px rgba(0,0,0,.05);transition:transform .2s}
.why-item:hover{transform:translateY(-3px)}
.why-item .icon{font-size:2.4rem;margin-bottom:14px}
.why-item h3{color:var(--dark);margin-bottom:8px;font-size:1.05rem}
.why-item p{color:#666;font-size:.9rem}

/* OBLIGATION */
.obligation-content{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.obligation-text h3{font-size:1.4rem;color:var(--primary);margin-bottom:16px;font-weight:700}
.obligation-text p{margin-bottom:14px;color:#555}
.law-ref{background:#fff;border-left:4px solid var(--accent);padding:14px 18px;border-radius:0 8px 8px 0;font-style:italic;color:#444;margin:20px 0}
.obligation-list{list-style:none;display:flex;flex-direction:column;gap:14px}
.obligation-list li{background:#fff;padding:18px 20px;border-radius:var(--radius);display:flex;align-items:flex-start;gap:12px;box-shadow:0 2px 8px rgba(0,0,0,.06)}
.obligation-list li .check{color:var(--green);font-size:1.2rem;flex-shrink:0;margin-top:2px}
.obligation-list li strong{color:var(--dark)}

/* TIMELINE / PROGRAMME */
.timeline{max-width:700px;margin:0 auto}
.timeline-item{display:flex;gap:20px;margin-bottom:28px;position:relative}
.timeline-marker{width:44px;height:44px;background:var(--primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.9rem;flex-shrink:0;position:relative;z-index:1}
.timeline-item:not(:last-child) .timeline-marker::after{content:'';position:absolute;top:44px;left:50%;transform:translateX(-50%);width:2px;height:calc(100% + 8px);background:#ddd}
.timeline-content h3{color:var(--dark);margin-bottom:4px;font-size:1.05rem}
.timeline-content p{color:#666;font-size:.9rem}
.timeline-content .tag{display:inline-block;background:var(--light);padding:2px 10px;border-radius:12px;font-size:.78rem;color:var(--primary);font-weight:600;margin-top:6px}

/* TESTIMONIALS */
.testimonial-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}
.testimonial{background:#fff;padding:28px;border-radius:var(--radius);box-shadow:0 2px 10px rgba(0,0,0,.05)}
.testimonial .stars{color:var(--gold);font-size:1.1rem;margin-bottom:10px}
.testimonial p{color:#555;font-style:italic;margin-bottom:14px;font-size:.95rem}
.testimonial .author{font-weight:700;color:var(--dark);font-size:.9rem}
.testimonial .author span{font-weight:400;color:#888}

/* FAQ */
.faq-list{max-width:750px;margin:0 auto}
.faq-item{border:1px solid #eee;border-radius:var(--radius);margin-bottom:12px;overflow:hidden}
.faq-question{width:100%;background:none;border:none;padding:18px 24px;text-align:left;font-size:1rem;font-weight:600;color:var(--dark);cursor:pointer;display:flex;justify-content:space-between;align-items:center;transition:background .2s;font-family:inherit}
.faq-question:hover{background:var(--light)}
.faq-question::after{content:'+';font-size:1.4rem;color:var(--primary);transition:transform .2s;font-weight:300}
.faq-item.active .faq-question::after{transform:rotate(45deg)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.active .faq-answer{max-height:300px}
.faq-answer p{padding:0 24px 18px;color:#555;line-height:1.7;font-size:.92rem}

/* ABOUT PAGE */
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.about-text h2{font-size:1.6rem;color:var(--primary);margin-bottom:16px;font-weight:700}
.about-text p{margin-bottom:14px;color:#555;line-height:1.7}
.about-values{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:20px;margin-top:20px}
.about-value{text-align:center;padding:24px 16px;background:var(--light);border-radius:var(--radius)}
.about-value .icon{font-size:2rem;margin-bottom:10px}
.about-value h4{color:var(--dark);margin-bottom:6px}
.about-value p{color:#666;font-size:.85rem}
.team-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:28px}
.team-member{background:#fff;border-radius:var(--radius);padding:30px;text-align:center;box-shadow:0 2px 10px rgba(0,0,0,.06)}
.team-avatar{width:80px;height:80px;background:var(--primary);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:2rem;margin:0 auto 16px}
.team-member h3{color:var(--dark);margin-bottom:4px}
.team-member .role{color:var(--primary);font-weight:600;font-size:.9rem;margin-bottom:10px}
.team-member p{color:#666;font-size:.88rem}

/* CONTACT PAGE */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:start}
.contact-info-card{background:#fff;border-radius:var(--radius);padding:36px;box-shadow:0 4px 20px rgba(0,0,0,.08)}
.contact-info-card h3{color:var(--dark);font-size:1.3rem;margin-bottom:20px}
.contact-detail{display:flex;align-items:flex-start;gap:14px;margin-bottom:20px;padding-bottom:20px;border-bottom:1px solid #eee}
.contact-detail:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}
.contact-detail .icon{font-size:1.5rem;flex-shrink:0;width:40px;height:40px;background:var(--light);border-radius:8px;display:flex;align-items:center;justify-content:center}
.contact-detail h4{color:var(--dark);margin-bottom:2px;font-size:.95rem}
.contact-detail p{color:#666;font-size:.9rem}
.contact-detail a{color:var(--primary);font-weight:600}
.contact-form-wrapper{background:#fff;border-radius:var(--radius);padding:36px;box-shadow:0 4px 20px rgba(0,0,0,.08)}
.contact-form-wrapper h3{color:var(--dark);font-size:1.3rem;margin-bottom:6px}
.contact-form-wrapper .form-sub{color:#888;font-size:.88rem;margin-bottom:24px}

/* CTA BAND */
.cta-band{background:linear-gradient(135deg,var(--accent),#c0392b);color:#fff;padding:50px 0;text-align:center}
.cta-band h2{font-size:1.8rem;margin-bottom:12px;font-weight:800}
.cta-band p{opacity:.9;margin-bottom:24px;font-size:1.05rem}
.cta-band .btn-primary{background:#fff;color:var(--accent);box-shadow:0 4px 15px rgba(0,0,0,.2)}
.cta-band .btn-primary:hover{background:#f8f8f8;transform:translateY(-2px)}
.cta-band .phone-cta{font-size:1.3rem;font-weight:700;margin-top:16px}
.cta-band .phone-cta a{color:#fff;text-decoration:underline}

/* FOOTER */
footer{background:var(--dark);color:#fff;padding:40px 0 20px}
footer .container{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}
footer h4{font-size:1rem;margin-bottom:14px;font-weight:600}
footer p,footer a{color:rgba(255,255,255,.7);font-size:.88rem}
footer a:hover{color:#fff}
footer ul{list-style:none;display:flex;flex-direction:column;gap:8px}
.footer-bottom{text-align:center;padding-top:24px;margin-top:24px;border-top:1px solid rgba(255,255,255,.1);font-size:.82rem;color:rgba(255,255,255,.5)}

/* FLOATING CTA */
.floating-cta{position:fixed;bottom:20px;right:20px;z-index:99}
.floating-cta a{background:var(--green);color:#fff;padding:14px 22px;border-radius:50px;display:flex;align-items:center;gap:8px;font-weight:700;font-size:.95rem;box-shadow:0 4px 20px rgba(39,174,96,.4);transition:transform .2s}
.floating-cta a:hover{transform:scale(1.05)}

/* RESPONSIVE */
@media(max-width:768px){
.hero .container{grid-template-columns:1fr}
.hero h1{font-size:1.9rem}
.hero-stats{grid-template-columns:repeat(3,1fr);gap:10px;padding:18px}
.stat-number{font-size:1.4rem}
.obligation-content{grid-template-columns:1fr}
.about-grid{grid-template-columns:1fr}
.contact-grid{grid-template-columns:1fr}
footer .container{grid-template-columns:1fr 1fr}
nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--primary);flex-direction:column;padding:10px;box-shadow:0 4px 10px rgba(0,0,0,.2)}
nav.open{display:flex}
.mobile-toggle{display:block}
.form-row{grid-template-columns:1fr}
.trust-bar .container{gap:16px;font-size:.8rem}
.page-hero h1{font-size:1.7rem}
}